Estimate earnings from lending your crypto assets to borrowers. Understand supply APY and the risks of lending protocols.
Configuration
APY / APR (%) - Current: 8%8
days
Monthly
Estimated Net Profit
$478,233.64
19.13% ROI
Total Token Balance
1082.9995
+82.9995 Rewards
Projected Growth (USD)
Breakdown
Initial Value
$2,500,000
Break-even Point
1 Days(to cover gas)
Network Fees
-$15
Price Impact (10%)
+$270,749.88
About Lending Calculator
Calculates interest earned by supplying assets to lending protocols like Aave or Compound.
Crypto Lending Interest Calculator
Estimate earnings from lending your crypto assets to borrowers. Understand supply APY and the risks of lending protocols.
Understanding Supply APY
Supply APY varies based on market demand. When more people want to borrow an asset, the interest rate (APY) for lenders goes up to attract more liquidity.
Utilization Rate
This measures how much of the total pool is currently borrowed. High utilization means higher rates for lenders but also higher risk of liquidity crunches (not being able to withdraw immediately).
Frequently Asked Questions
Lending protocols (like Aave or Compound) use over-collateralization to protect lenders. However, smart contract bugs or extreme market crashes can still lead to bad debt.
In most DeFi protocols, interest accrues every block (approx every 12 seconds on Ethereum) and compounds automatically.