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Locked Savings Calculator

Compound Interest Estimator

Compare flexible vs fixed-term savings. Calculate the bonus yield earned by locking your assets for a set duration.

Configuration
Deposit Amount (Token)
APY / APR (%) - Current: 8%8

days

Duration (Days)
Token Price ($)
Price Change (%)
Network/Gas Fees ($)
Estimated Net Profit

$469,985

18.80% ROI

Total Token Balance

1080.0000

+80.0000 Rewards

Projected Growth (USD)
Breakdown

Initial Value

$2,500,000

Break-even Point

1 Days(to cover gas)

Network Fees

-$15

Price Impact (10%)

+$270,000.00

About Locked Calculator

Fixed Savings. Tokens are locked for a specific duration in exchange for a fixed interest rate.

Locked Savings Calculator

Compare flexible vs fixed-term savings. Calculate the bonus yield earned by locking your assets for a set duration.

Time Value of Money
By locking your assets, you are giving up liquidity (the ability to sell instantly). In exchange, protocols pay a 'liquidity premium' in the form of higher APY.
Early Withdrawal Penalties
Most fixed-term savings products enforce a penalty (e.g., forfeiting all accrued interest) if you need to access your funds before the maturity date.

Frequently Asked Questions

If you are a long-term holder (HODLer), fixed staking is usually better because the rates are higher. If you trade actively, stick to flexible.

Usually, your funds and interest are automatically moved to a flexible savings account, or you must manually claim/restake them.

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