Compare flexible vs fixed-term savings. Calculate the bonus yield earned by locking your assets for a set duration.
Configuration
APY / APR (%) - Current: 8%8
days
Estimated Net Profit
$469,985
18.80% ROI
Total Token Balance
1080.0000
+80.0000 Rewards
Projected Growth (USD)
Breakdown
Initial Value
$2,500,000
Break-even Point
1 Days(to cover gas)
Network Fees
-$15
Price Impact (10%)
+$270,000.00
About Locked Calculator
Fixed Savings. Tokens are locked for a specific duration in exchange for a fixed interest rate.
Locked Savings Calculator
Compare flexible vs fixed-term savings. Calculate the bonus yield earned by locking your assets for a set duration.
Time Value of Money
By locking your assets, you are giving up liquidity (the ability to sell instantly). In exchange, protocols pay a 'liquidity premium' in the form of higher APY.
Early Withdrawal Penalties
Most fixed-term savings products enforce a penalty (e.g., forfeiting all accrued interest) if you need to access your funds before the maturity date.
Frequently Asked Questions
If you are a long-term holder (HODLer), fixed staking is usually better because the rates are higher. If you trade actively, stick to flexible.
Usually, your funds and interest are automatically moved to a flexible savings account, or you must manually claim/restake them.